Greater Matthews Habitat for Humanity does not give away homes. We provide a hand up, not a handout. You will be purchasing your home, and we work with you to make sure you have an affordable housing cost after purchasing the home. Each applicant must agree to partner with us in the program, which includes providing all documentation needed as well as attending homebuyer education classes and completing volunteer "HIP-hour" requirements.

No, Habitat homeowners purchase their home, and pay an affordable mortgage.

At this time, we do not have a date set for our next application period.

Your mortgage payment (including principal, interest, taxes, and insurance) will be no more than 30% of your gross monthly income. This helps to ensure that you are able to continue making payments on your home while having enough remaining income to provide a healthy, stable life for you and your family.

Must be able to afford monthly mortgage payments Debt-to-income ratio has to be lower than 13% Stable income of at least $45,000 a year but less than 80% of the AMI based on family size.

No. We consider the required 150 volunteer "HIP-hours" as down payment. However, you are required to cover closing costs.

Greater Matthews Habitat for Humanity understands that there are many types of families, and all are welcome to apply to our program. You determine who your family is. Just a few examples of family are: an individual applying alone, a married couple with children, a single parent, a non-married couple, or a family that includes aunts, uncles, or parents. Unless there are circumstances outside of your control, you must have lived with all the household members shown on your application for at least 6 months.

Greater Matthews Habitat for Humanity does not give away homes. We provide a hand up, not a handout. You will be purchasing your home, and we work with you to make sure you have an affordable housing cost after purchasing the home. Each applicant must agree to partner with us in the program, which includes providing all documentation needed as well as attending homebuyer education classes and completing volunteer "HIP-hour" requirements.

No, Habitat homeowners purchase their home, and pay an affordable mortgage.

At this time, we do not have a date set for our next application period.

Your mortgage payment (including principal, interest, taxes, and insurance) will be no more than 30% of your gross monthly income. This helps to ensure that you are able to continue making payments on your home while having enough remaining income to provide a healthy, stable life for you and your family.

Must be able to afford monthly mortgage payments Debt-to-income ratio has to be lower than 13% Stable income of at least $45,000 a year but less than 80% of the AMI based on family size.

No. We consider the required 150 volunteer "HIP-hours" as down payment. However, you are required to cover closing costs.

Greater Matthews Habitat for Humanity understands that there are many types of families, and all are welcome to apply to our program. You determine who your family is. Just a few examples of family are: an individual applying alone, a married couple with children, a single parent, a non-married couple, or a family that includes aunts, uncles, or parents. Unless there are circumstances outside of your control, you must have lived with all the household members shown on your application for at least 6 months.